Health Care Access
Health Care Access
A comprehensive and affordable health care plan that you and your family can count on even beyond retirement.
What is Health Care Access?
Health Care Access provides comprehensive health protection that’s flexible and affordable. Health Care Access is a health care plan for individuals and all types of families to cover all their health care needs.
If you’re an entrepreneur or freelancer without a health care plan yet, consider getting yourself and your family full health care coverage. If you’re employed and already have health coverage from your HMO, you may want to add more protection on top of your existing coverage. With Health Care Access, you can get the total health protection you need.
HEALTH CARE ACCESS FEATURES AND BENEFITS
Inpatient Care
Get covered for hospital admission costs including doctors’ fees, inpatient surgical and special diagnostic procedures plus medicines and usage of the ICU and operating rooms.
Preventive Care
Take a preventive approach to your health with coverage for your annual physical exam and dental care.
Outpatient Care & 24/7 Teleconsultation
Get covered for medical consultation, lab tests, and diagnostic procedures. Plus, you also get access to 24/7 teleconsultation via Emma App by AXA.
Longevity Health Fund
Get a guaranteed health fund equivalent to 50% of your plan’s Annual Benefit Limit which you can use for any future medical needs at age 76 onwards.
Emergency Care
Get covered for emergency treatment. This includes emergency room use, doctors’ services, medicines, and laboratory and diagnostic procedures done during treatment.
Life and Accident Insurance
In case of untimely demise or dismemberment, you or your beneficiaries will receive an amount equivalent to 10% of the Annual Benefit Limit of the chosen plan.
OPTIONAL BENEFITS
Critical Illness Booster
Get additional cash benefit to cover treatments for any of the 56 identified critical illnesses upon diagnosis or you can use as income replacement.
Optical Care
Get coverage for eye consultations and prescription glasses.
Annual Benefit Limit Booster
Keep up with your changing health care needs by adding a rider that automatically increases your Annual Benefit Limit by 10% every 3 years at a minimum increase in premium.
Dental Care
Get treatment for your optical and dental needs.